Are You Ready To House Search?

It feels like you’ve been renting forever. But you’re unsure if you have everything in place to search for a house. After all, isn’t the Nevada market bad? Is it even possible to save enough for a down payment? Can a first-time home buyer afford a new house in this economy?

Don’t worry. You might be closer to a house search than you think. There are plenty of ways to find and afford a home. Follow these steps to start your house search and finally stop renting!

Begin your house search by getting pre-approved for a mortgage. This step helps you understand how lenders see you as a borrower. They’ll look at your income, credit score, debt-to-income ratio, and proposed down payment. They’ll tell you what mortgage terms they can offer you. This information will help you decide how much house you can afford and help you find a lender with the best mortgage terms.

You got pre-approved! Now it’s time to look for houses. Pros in the business can help you at every stage of the home buying process. 

Start by choosing a trusted lender who will give you good mortgage terms and answer all of your financial questions as your house search progresses. They’ll tell you how much they’re willing to lend you, so you know your housing budget. You’ll also need a realtor who can help you find houses, schedule tours, and guide you through the steps of purchasing a home. Ask friends and family for recommendations.  

When you work with Touchstone Living, you get a whole team of dedicated professionals behind you from the get-go. Our neighborhood experts help you get pre-qualified, introduce you to qualified lenders, and help you find the perfect home in one of our gorgeous communities. We’re always here to answer questions from your initial call to the day we hand you the keys and beyond. 

You can’t search for a house without knowing what you want! That starts with location. Identify what parts of town put you in your desired school district or make your commute easy. Narrow it down to what areas you can afford. 

You should also make a list of your needs and wants in a house. With the rest of your household, decide how many bedrooms and bathrooms you need. Choose a minimum square footage. Discuss if you want a yard. You should discuss dealbreakers now so no one falls in love with a house that simply won’t work for you. 

You have one more decision to make before you begin looking at houses: will you buy new or previously owned? 

Most people buy a pre-owned house simply because there’s more inventory. However, a new house comes ready for you to personalize, looks modern, and minimizes surprise issues. 

Many first-time home buyers shy away from new builds simply because they think they’ll be more expensive. This isn’t always the case. For instance, Touchstone Living builds homes with the goal of making homeownership more attainable. 

We build high-quality homes at reasonable prices, making them affordable for new home buyers like you with competitive rates, all closing costs covered, and our 100% Home program. Each home is move-in-ready, and your new neighborhood is full of fun community amenities. Homebuying doesn’t get easier than that!

Touchstone Living makes searching for a home in Nevada easy and affordable. Simply call one of our neighborhoods to get started. We’ll help you get pre-approved and guide you through every step. You’ll be surprised how soon you can begin your house search and finally own your own home!